Car accidents happen for various reasons, but when one driver’s negligence or illegal misconduct behind the wheel results in injuries to another driver, this is a personal injury, and the victim has the right to seek compensation for their damages. The initial aftermath of any car accident can be difficult to navigate, but the right Modesto car accident attorney can help their client feel more confident about their situation, handle the procedures of their case more easily, and secure much better results than they could have managed alone.
If you or a family member is reeling in the aftermath of a car accident someone else caused, it is natural to have lots of questions about how you can ensure their accountability and how you can recover from your losses as fully as possible. Anguiano Law can provide the compassionate legal counsel you need in this difficult situation, helping our client uncover every avenue of compensation available to them and streamlining their recovery as much as possible.
The crucial first phase of any car accident claim in Modesto is proving how the accident occurred and identifying the driver or drivers responsible. This is easier in some cases than others, and proving fault for your recent accident may require evidence from the scene of the crash, testimony from anyone involved in the accident and those who saw it happen, and professional insights from expert witnesses who can clarify complex or technical details of the accident and help prove fault.
Most car accident claims filed in Modesto result from acts of negligence, or failure to exercise reasonable care and caution in a specific situation. A few of the most common types of negligence that regularly cause car accidents are distracted driving, speeding, and failure to stop at stop signs. Your Modesto car accident attorney can help you prove that the at-fault driver was negligent in a manner that directly caused your accident, and once you establish this, you can proceed with your civil suit against the at-fault driver.
It is also possible for intentional and/or illegal misbehavior behind the wheel to cause a devastating crash. Depending on how the at-fault driver caused the accident, they could face criminal prosecution from the state along with their liability for the victim’s civil damages. If serious misconduct caused your recent accident, the at-fault driver is likely to face prosecution for breaking the law, and they can face greater financial liability to the victim in addition to liability for their civil damages.
Every California driver must have auto insurance coverage that provides at least $15,000 in bodily injury liability coverage for each person injured in an accident they cause, with a minimum requirement of at least $30,000 in total accident liability coverage. In addition, their policy must also provide at least $5,000 in property damage liability coverage, and while not strictly required, all drivers are heavily encouraged to purchase underinsured/uninsured motorist coverage.
While an injured driver usually files an auto insurance claim against the policy of the driver who hit them, this coverage option allows them to claim against their own policy when the at-fault driver is uninsured. The state has one of the highest rates of uninsured drivers in the country, so it’s wise for Modesto drivers to invest in this coverage option.
Filing an insurance claim can be difficult and frustrating, especially when you are struggling with severe injuries and compounding economic losses. Unfortunately, some insurance carriers lean on the desperation of claimants to coerce them into accepting lowball settlements, and some even outright deny legitimate claims. Having a Modesto car accident attorney help you with your insurance claim can eliminate these risks, encouraging the insurer to process your claim efficiently and in good faith. In addition, if insurance alone cannot compensate your losses completely, your Modesto car accident attorney can help you file a personal injury claim.
A successful auto insurance claim can cover some of your vehicle repair costs and medical bills following an accident, but when your damages exceed the at-fault driver’s insurance coverage, you will need to raise a civil suit against them to recover your remaining damages. Once a plaintiff has proven a defendant is liable for their personal injury, the plaintiff can seek compensation for any and all economic losses resulting from the incident in question.
Your Modesto car accident attorney can assist you in holding the at-fault driver accountable for immediate and future medical expenses you face for treating the injuries they cause. In addition, when you have been left unable to work, they are liable for the income you are no longer able to earn until you recover, and you may have grounds to seek compensation for lost future earning capacity if they left you permanently disabled. You can also claim compensation for vehicle repair costs and other property losses not covered by their insurance. Finally, your Modesto car accident attorney can help you recover pain and suffering compensation from the defendant, and there is no limit on the amount you can seek in a car accident claim.
The right legal representation will make every aspect of your claim easier to manage and more likely to produce the results you hope to see. When you choose Anguiano Law to handle your case, you can recover with peace of mind knowing your recovery is in capable and reliable hands. We have experience dealing with auto insurance carriers providing coverage throughout the Modesto area, and we know how to guide a client through the civil claims process, even for the most complex cases.
Anguiano Law has years of experience representing victims of car accidents in the Modesto area, and we know what obstacles you face as you seek fair compensation for your losses. The aftermath of any serious car accident is easier to navigate with the help of a Modesto car accident attorney, and our firm is ready to provide the counsel and support you need to approach the recovery process with reassurance and confidence. Contact us today to schedule a case evaluation with a Modesto car accident attorney.